INDEPENDENT APPRAISAL · MEMPHIS, TN

Memphis Property Insurance Appraisal & Umpire

Independent amount-of-loss appraisal and neutral umpire work for Memphis property claims — resolved on the damage, the scope, and the numbers. Local base, national credentials, both-sides experience.

Start an Assignment Call 901-289-7834
01Appraisal Deadlocks, Resolved

When a Memphis property claim gets stuck — the carrier's number and the property owner's number won't meet — most policies contain an appraisal clause that moves the fight out of argument and into a defined process. Each side names an independent appraiser; if the two appraisers disagree, a neutral umpire decides. It is faster than litigation, binding on the amount of loss, and built to settle the dollars without touching coverage.

This practice steps into that process as an independent appraiser or a neutral umpire. Fifteen-plus years of property-claim work — carrier-side adjusting, building consulting, and appraisal across dozens of states — sit behind every Memphis assignment. That means a Memphis roof, a Midtown water loss, or a Shelby County commercial fire gets read by someone who has worked that exact loss type from every chair.

02What Gets Delivered

Insurance Appraisal

Appointed appraiser for amount-of-loss disputes — insured-side or carrier-side — under the policy's appraisal clause.

Umpire

Neutral umpire resolving differences between party appraisers. P.L.A.N. Certified Property Loss Umpire.

Estimate Preparation

Certified Xactimate estimates for carriers, contractors, policyholders, and attorneys — scope, quantities, pricing.

Estimate Review

Line-by-line review of disputed repair estimates — methodology, quantities, and pricing on the merits.

Building Consulting

Technical construction and damage consulting on claimed damage and proper repair scope.

Drone & Thermal

FAA Part 107 aerial documentation and ITC certified sUAS thermography where roof or moisture questions drive the dispute.

03Memphis Loss Types
Wind & Hail Storm & Water Fire & Smoke Roof Damage Commercial & Industrial Hidden Water

Memphis claims run heavy on wind and hail to roofs and exteriors, storm-driven water intrusion off the river corridor, fire and smoke losses, and disputed roof-damage causation across aging Midtown stock and Shelby County's large commercial and distribution footprint. Those are precisely the disputes where an appraisal or umpire panel needs someone who can read the damage on the facts.

04Neutrality & Scope

Independent by design.

This practice is not a public adjusting firm and does not sell insurance. Appraisal and umpire assignments address amount of loss under the applicable policy process. It does not provide legal advice, interpret insurance coverage, or render coverage opinions. Coverage and legal questions belong with qualified coverage counsel, the insurer, or the appropriate licensed insurance professional.

Appraiser and umpire work in Memphis addresses amount of loss only — damages, repair scope, methodology, quantities, and pricing. Advocacy is for accurate damages and proper repairs, never for a party.

15+Years in Property Claims
5,500+First-Party Claims Handled
$500M+In Restoration Estimates Presented
70+Carriers Worked With
05Start an Assignment

Have a Memphis claim in dispute, or need an appraiser or umpire named? Send the basics — property, carrier, loss type, and where the numbers stand. A conflict check, CV, and fee schedule come back fast. Submissions are reviewed within one business day.

Call: 901-289-7834
Email: info@riskaxissolutions.com

Deadlocked on the amount of loss?

Independent appraisal and neutral umpire work for Memphis and Shelby County property claims.

Start an Assignment